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Government introduced proposed legislative changes today, Oct. 3, to six consumer protection statutes that will better protect Nova Scotia consumers. Two of the proposed changes to the Consumer Protection Act will help ensure borrowers in Nova Scotia are better protected. They will require payday. Document: DECISION NSUARB-PD NSUARB 87 NOVA SCOTIA UTILITY AND REVIEW BOARD IN THE MATTER OF THE CONSUMER PROTECTION ACT - and - IN THE MATTER OF certain aspects of the Consumer Protection Act relating to payday loans, including setting the maximum cost of borrowing and fees, and setting charges for extensions or renewals, relating to loans . ill payday loan legislation in nova scotia  In , Nova Scotia amended the Consumer Protection Act to provide for the regulation of payday loans: S.N.S. , c.
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Clause 2 amends the definition of "Minister". Clause 3 allows the Registrar of Credit to require additional information from applicants. Clause 4 corrects a reference to registrations. Clauses 5 and 6 add a definition and change the procedure and timing requirements for Internet payday loans. Clauses 7 and 8 require payday lenders to provide to borrowers and display educational materials prepared or approved by the Registrar of Credit. Clause 9 corrects a numbering error.
Clause 10 corrects references to registrations. Clause 11 allows the Registrar of Credit to issue compliance orders, provides for their enforcement and allows the Registrar to publish certain information. Clause 12 replaces an outdated reference to the former county courts. Clause 13 allows Governor in Council to make regulations prescribing information that may be disclosed by the Registrar of Credit. Clause 14 replaces the definition of "Director" with a definition of "Registrar" and updates the definition of "Minister".
Clauses 15 to 18 replace references to "Director" with "Registrar" and "registration" with "permit". Here are the highlights you need to know: The federal Liberals have set July, as the deadline to legalize recreational marijuana.
Sales of pot will be restricted to people 18 and older , although provinces will be able to set their own minimum age requirements.
Provinces are also tasked with figuring out how to sell and regulate marijuana. In Ontario, for example, pot will be sold in stores run by a subsidiary of the Liquor Control Board of Ontario.
Manitoba, meanwhile, wants to sell cannabis through private-sector retail outlets and online stores. A full breakdown of provincial marijuana plans is available here. Under the new federal legislation, people of legal age will be allowed to publicly possess up to 30 grams of dried cannabis, or its equivalent in non-dried form. New mothers and fathers planning to begin their parental leave on or after Dec.
New family caregiver benefits also kicks in on Dec. If a province or territory doesn't implement a carbon price on its own, Prime Minister Justin Trudeau said Ottawa will implement a price in that jurisdiction. Ottawa has been clashing with some provinces on this issue. Depending on where you live, a carbon price plan could result in higher gasoline prices and heating bills.
You may also see your grocery bill rise, since food is often transported by diesel-burning vehicles. The tests include checking to see whether a family member has made a substantial capital investment in the business or meets requirementson minimum age and number of hours worked. The microbeads have been used in toothpaste, facial scrubs, body lotions and shower gels, among other everyday health and beauty items. The ban will make exceptions for natural health products or non-prescription drugs that contain microbeads, but those will also be banned later in the year, starting July 1.
The tiny plastic beads are usually too small to be caught by wastewater treatment system filters and end up in lakes, rivers and oceans. They are now listed as a toxic substance under the Environmental Protection Act. Buying tickets to see your favourite band play in Ontario may be easier — and cheaper — in , thanks to new Ticket Sales Act provisions that passed in mid-December. Changes to ticket-selling laws include banning scalper bots, which buy a large number of tickets online for an event then resell them at much higher prices.
Alternatives to payday loans in Ottawa receive 'overwhelming' interest. On June 27, , the Ministry of Government and Consumer Services sent out an email stating that "after receiving second reading, it has now been referred to the Standing Committee on Social Policy. On April 20, , the Ontario government issued a press release  seeking input on lower rates for payday loans. Ontario has over payday lenders and loan brokers. The government introduced a new bill, Bill , Alternative Financial Services Statute Law Amendment Act, on December 9, "that will increase protections for consumers who use high-cost alternative financial services, such as payday loans, rent-to-own services, high-cost instalment loans and services to cash government issued cheques.
This legislation will also better protect those with debts in collection. There are several agencies that outline consumer rights in Ontario, including Consumer Protection Ontario, "awareness program from Ontario's Ministry of Government and Consumer Services and other public organizations, known as administrative authorities, that promote consumer rights and public safety.
In February the province is attempting to revoke the licence of Edmonton -based Cash Store to operate in the province due to violations of the Act. In , the Province of New Brunswick implemented new regulations and a regulatory framework for licensing payday lenders. However, it appears that a payday loan industry exists in Newfoundland and Labrador, with the provincial prosecutors determining "the prosecution of those offences was not in the public interest.
From Wikipedia, the free encyclopedia. Archived from the original on June 10,