Kudos to your staff for always going above and beyond. That is no small fee for someone with low income, but there are options for you if you want to avoid such debts. I come here at least once per year, not just for a loan. Thankfully, there are rent assistance programs in Salem and Marion County. We appreciate your staff and everything they do for us.
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Payday Loans in Salem
We appreciate your staff and everything they do for us. Auto lenders have pulled back on loans to customers with the riskiest credit and as a result, the percentage of […].
Is it easier today for home buyers with a high debt ratio and subpar credit scores to qualify for a […]. At some point, most people need to borrow money When the time comes wouldn't it be great to find a company that does not judge you?
A company that respects you. That treats you like a cherished friend. Despite what many think, Portland is not the center of Oregon. The true center of Oregon? That would be Salem, capital of the Beaver State. Founded in and located roughly 50 miles south of Portland, Salem is in Marion County and is bordered by the Willamette River to the west.
Unfortunately, the city also has a poverty rate of This is almost five percentage points worse than the national average of Unfortunately, predatory lenders exist in every state in the union, and Oregon is no exception.
Predatory lending occurs when lenders take advantage of customers in desperate financial straits by charging interest that is too high, giving more loans to one borrower than allowed under law, or use overly aggressive collection practices, among other things. Basically, if your lender is breaking the law to take advantage of you, that is predatory lending, and it is illegal.
Predatory lending presents a particular danger to low-income households, as families without a financial cushion can find themselves trapped in a seemingly never ending cycle of debt after taking out a payday loan. A payday loan is a kind of short-term loan in which the customer gives a post-dated check as collateral.
Under state law, borrowers can rollover their loans up to two times, meaning they will repay the same fees all over again, only to continue borrowing money they already borrowed.
More detailed information about payday loan laws in Oregon can be found here. There are many reasons why a person might take out a payday loan. From medical emergencies, to food insecurity to issues paying the rent, stressful money situations can come seemingly out of nowhere. But high-interest payday loans are not your only options in times of need. In fact, Salem residents have a lot of local resources available to them.
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Money when you need it most. ACE makes it fast and easy. Our products vary by state. Select your state to view products available near you. Check Cashing Over Locations. ATM Over Locations. We Make it Easy Step 1. Mobile Apps on the go! ACE makes it easy to obtain cash when you need it most. All loans subject to approval pursuant to standard underwriting criteria.